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New Zealand economic data has painted a pretty sorry picture in recent months. But bad news for the economy will eventually be good news for Kiwi mortgage borrowers when it comes to the future of interest rates.

The Reserve Bank is giving nothing away ahead of its first Official Cash Rate announcement of the year, in late February, but the market is increasingly anticipating rate falls to start sometime this year.

Why Tony Alexander believes that the 6% annualised pace of house price gains seen in the second half of 2023 may almost double once we get to the second half of this year.

Confirmation of the earlier than expected restoration of interest expense deductibility has not produced an extra surge in demand. The demand seems to be steadily increasing rather than surging. But what lies ahead?

Kiwi were chucked onto a wild house price rollercoaster in the wake of the first COVID-19 lockdown — but was this an exclusive ride for us, or have other countries been on the same ride?

REINZ's latest data tells us that prices are rising, sales have weakened, and houses are selling at a faster pace. But will this continue on into 2024?

If all the latest headlines are to be believed, we're in for a big comeback in house prices over the next 12 months or so. But when it comes to the question of "to buy or not to buy?", Squirrel guest blogger Rodney Dickens reckons the numbers don't quite stack up in favour of a house price surge just yet.

For many Kiwi voters, National's win in the recent election probably didn’t come as too much of a surprise — and you can bet that National’s focus, especially over the next 12 months, will be on driving through policies that are designed to bolster the New Zealand economy. So what will this all mean for homeowners and borrowers?

The recent migration boom and rising construction costs have contributed to the growth in house prices — but what are the other factors causing them to rise, and how long will prices continue to increase?

Price changes have now entered the upward leg of the house price cycle, and the demand coming from first home buyers which has created this situation is now being boosted by investors returning to the market. But will the end of the upcoming election bring huge changes to the housing market?

New Zealand has narrowly escaped the technical recession that was called a few months back — but Kiwi households are still feeling the pressure from high interest rates. So with an Official Cash Rate (OCR) announcement on the cards for 4th October, what’s likely to happen with mortgage rates from here?

Seasonally adjusted data shows that house sales have risen again by around 8% in the past three months, and this has been led by Auckland, along with Wellington and Christchurch. But sales isn't the only thing that's grown — the recent immigration boom has added extra pressure to Auckland's housing stock. Will falling new-house construction in a time of strong population growth result in property shortages in 2024?